Selling your house before foreclosure can help you avoid the negative impacts of a foreclosure on your credit score. Foreclosure can have long-lasting consequences, making it difficult for you to secure future loans or credit. By selling your house before foreclosure, you have a chance to pay off your existing mortgage and potentially even make a profit.

Another option is to reach out to your lender and discuss the possibility of a loan modification or forbearance. Lenders may be willing to work with you to modify the terms of your loan or temporarily suspend payments to help you avoid foreclosure. Keep in mind that these options may not always be available, and it's crucial to act quickly to explore these possibilities.

In a short sale, you sell your house for less than what you owe on your mortgage. While this might seem like a less-than-ideal scenario, it can help you avoid foreclosure and protect your credit. It's important to note that a short sale requires approval from your mortgage lender, as they will need to agree to accept less money than what is owed. Working with a real estate agent experienced in short sales can greatly increase your chances of success.